Ventura County. Car accident. Policy limit settlement. Plaintiff was travelling on the US 101 when he pulled onto the shoulder to load a surfboard into his vehicle. Defendant was driving a tow truck within the course and scope of his employment for tow truck company. Defendant was not paying attention and veered out of his lane and into the shoulder striking Plaintiff and Plaintiff's vehicle. Plaintiff suffered a fractured ankle and shoulder and developed chronic back pain. The case settled for the commercial policy limits of $1 Million.